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Choosing the right mortgage in the Wirral doesn't have to be overwhelming. At Chesterton Grant, our mission is to make the process straightforward, ensuring you have the confidence that you've chosen the most competitive interest rate and mortgage product to match your unique situation
Thinking of re-mortgaging your Wirral property? It's a fantastic opportunity to secure a lower interest rate or access some of your home's equity. We can help you explore your options and potentially secure a new deal up to six months before your current mortgage term finishes.
With access to the entire market, our mortgage advisors can navigate the vast array of options to pinpoint the most suitable mortgage deal for your specific circumstances. You can trust that, from the wide range of choices available, your mortgage solution is the most fitting and cost-effective for your unique situation.
Our advisors have no ties to any specific lenders, allowing them to prioritise your interests above all else. Whether you're employed or self-employed, a first-time buyer, home mover, or seeking a buy-to-let mortgage, we can find the best mortgage options to match your current needs and circumstances.
Our Chesterton Grant team is equipped to assist with a wide range of mortgage needs in the Wirral:
...and much more!
‘As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments’
‘Some types of buy to let mortgages are not regulated by the Financial Conduct Authority’
Don't let the mortgage process stress you out. Our experienced team is here to provide expert advice and unwavering support every step of the way. Get in touch with us today and let's start your journey to a new mortgage in the Wirral.
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Always contactable and flexible but also solve any problems encountered along the way.
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The Wirral, a captivating peninsula nestled on the north-west coast of England, boasts a unique blend of urban vibrancy and coastal charm. Bound by the River Dee to the west, the River Mersey to the south, and the Irish Sea to the north, Wirral offers a diverse landscape of sandy beaches, picturesque villages, bustling towns, and sprawling countryside.
The peninsula's rich history is evident in its numerous landmarks, from the iconic Leasowe Lighthouse to the medieval Birkenhead Priory. Wirral's coastal towns like West Kirby and Hoylake attract visitors with their sailing clubs, golf courses, and stunning views across the Dee Estuary. The vibrant town of Birkenhead, with its historic Hamilton Square and bustling market, serves as the peninsula's commercial hub.
Wirral's housing market presents a diverse range of options for prospective buyers. From charming period properties in historic villages to modern apartments with stunning waterfront views, the peninsula caters to various tastes and budgets. The area's strong transport links to Liverpool and Chester, coupled with its excellent schools and recreational facilities, make it a desirable location for families and professionals alike.
Recent data from Rightmove indicates that the overall average house price in Wirral over the last year was £267,111. The most common type of property sold were semi-detached homes, achieving an average price of £242,816. Detached properties sold for an average of £391,809, while terraced properties fetched £179,030. Flats in Wirral sold for an average of £144,910.
The mortgage market in the UK has experienced fluctuations, making it essential for potential buyers to stay informed about the latest rates and offers. Factors such as the Bank of England's base rate, the lender's criteria, and the borrower's financial situation all play a role in determining mortgage rates. Seeking professional advice from a mortgage advisor can help navigate the various options available and secure the best mortgage deal.
Wirral's unique combination of coastal beauty, historical charm, and urban amenities makes it an attractive location for those seeking a fulfilling lifestyle. The peninsula's diverse property market, strong transport links, and excellent facilities cater to a wide range of buyers. However, as with any property purchase, thorough research, professional advice, and careful consideration are crucial for making informed decisions and securing a dream home in this captivating corner of England.