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Fee-Free Mortgage Advice in Oswestry:

Your Local Mortgage Specialists

Navigating the mortgage market in Oswestry can feel like a challenge. At Chesterton Grant, we aim to simplify the process, giving you the peace of mind that you've secured the most competitive interest rate and mortgage product for your specific circumstances.

Why Choose Us?

  • Truly Independent: We're not affiliated with any particular lender, meaning our sole focus is finding the perfect mortgage for you from the entire market. With access to hundreds of potential options, we guarantee that your mortgage is the most fitting and budget-friendly solution tailored to your individual needs.
  • Completely Fee-Free: Our expert mortgage advice is provided at no cost to you. We firmly believe that seeking professional guidance shouldn't come with a financial burden. We receive compensation from lenders upon successful completion of your mortgage, ensuring you get unbiased advice with complete transparency.
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Remortgaging in Oswestry?

Considering remortgaging your property in Oswestry? It's a brilliant opportunity to obtain a better interest rate or tap into your home's equity. We can help you explore your options and potentially secure a new deal up to six months before your existing mortgage term concludes.

Whole-of-Market Access: Competitive Deals for You

With access to the entire market, our mortgage advisors can navigate the vast array of options to pinpoint the most suitable mortgage deal for your specific circumstances. You can trust that, from the wide range of choices available, your mortgage solution is the most fitting and cost-effective for your unique situation.

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Independent Mortgage Advice in Oswestry

Our advisors have no ties to any specific lenders, allowing them to prioritise your interests above all else. Whether you're employed or self-employed, a first-time buyer, home mover, or seeking a buy-to-let mortgage, we can find the best mortgage options to match your current needs and circumstances.

Your Mortgage Needs, Met!

Our Chesterton Grant team is equipped to assist with a wide range of mortgage needs in Oswestry:

  •  Residential Mortgages
  • Re-mortgages
  • First-Time Buyer Mortgages
  • Home Mover Mortgages
  • Mortgages for Employed and Self-Employed
  • Help to Buy/New Build Mortgages
  • Buy-to-Let Mortgages
  • Second Charge Loans

...and much more!


‘As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments’


‘Some types of buy to let mortgages are not regulated by the Financial Conduct Authority’

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  • What are the benefits of using a broker who can access whole of market when getting a mortgage

    Using a broker with access to the whole market offers numerous advantages when securing a mortgage. Brokers can provide impartial advice, ensuring you find the most suitable deal tailored to your unique financial circumstances. With access to a wide range of lenders and products they can offer more options than traditional banks, potentially leading to better terms and lower rates. Additionally, brokers can navigate complex mortgage processes, saving you time and hassle while guiding you through every step of the journey to homeownership. Ultimately, working with a broker who has access to the whole marketplace can increase your chances of finding the most suitable  mortgage solution to meet your needs and circumstances.

  • What does being ‘independent’ in mortgage industry actually mean?

    Being an independent mortgage broker means not being tied to any specific lender or financial institution. Instead, independent brokers have the freedom to search the whole of the market for potential mortgage products, ensuring that clients receive impartial advice and access to a wide range of options. This independence allows brokers to prioritise the client's best interests, offering tailored solutions that meet their unique needs and financial goals. By remaining unbiased and transparent, independent brokers provide clients with peace of mind, knowing they are receiving unbiased guidance to secure the most suitable mortgage deal available.

  • How is it possible to get fee-free mortgage advice?

    Fee-free mortgage advice is possible when working with brokers who only earn commission from lenders rather than those that earn a combination of both commission from the lenders and who charge clients directly. These brokers, often termed as "fee-free" or "commission-based," offer their expertise without additional advice costs being levied on to the borrower. 

    By leveraging their relationships with lenders, they can secure competitive deals while ensuring clients receive unbiased guidance and advice tailored to their needs. This approach allows borrowers to access professional mortgage advice without worrying about additional advice fees adding to the overall cost.

Making Mortgages Easy

Let us take the stress out of your mortgage journey. Our experienced team is here to provide expert advice and unwavering support at every stage. Reach out to us today and let's embark on your path to a new mortgage in Oswestry.

 Always contactable and flexible but also solve any problems encountered along the way.

  • The Property Market & Mortgages in Oswestry

    Oswestry, a charming market town situated in the picturesque borderlands of Shropshire, exudes a captivating blend of history and contemporary living. With its well-preserved Victorian and Georgian architecture, bustling street markets, and proximity to the stunning Shropshire Hills Area of Outstanding Natural Beauty, Oswestry offers a unique and idyllic lifestyle.


    The town's rich heritage is evident in its landmarks like the iconic Oswestry Castle ruins and the 15th-century St. Oswald's Parish Church. Oswestry's thriving town centre, with its independent shops, cafes, and restaurants, offers a vibrant atmosphere for residents and visitors alike. The town's strong community spirit is reflected in its numerous events and festivals throughout the year, celebrating local traditions and fostering a sense of belonging.


    The housing market in Oswestry presents an attractive proposition for those seeking a home in a historic yet lively town. The diverse property market offers a wide range of options, from characterful period properties to modern family homes and apartments, catering to various budgets and preferences. The town's growing popularity has led to a steady increase in property values over recent years.


    According to recent data from Rightmove, the overall average house price in Oswestry was £220,999 over the last year. Detached properties were the most common type of property sold, with an average price of £300,374. Semi-detached properties sold for an average of £197,324, while terraced properties fetched £172,203.


    The mortgage market in the UK has seen some fluctuations, and it's essential to stay informed about the latest rates and offers. Mortgage rates can vary depending on various factors, including the Bank of England's base rate, the lender's criteria, and the borrower's personal circumstances. It's recommended to seek professional advice from a mortgage advisor to explore the best mortgage options available.


    To sum it all up, Oswestry's unique blend of history, charm, and modern amenities makes it a desirable location for those seeking a fulfilling lifestyle. The town's diverse property market, coupled with its strong community spirit and growing popularity, presents an appealing prospect for prospective buyers. However, as with any property purchase, thorough research and professional guidance are crucial for making informed decisions and securing a dream home in this enchanting market town.

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