Independent, fee free mortgage advisors North Wales

When looking for a mortgage solution in North Wales, it’s important that you have the confidence you’ve made the right decision in getting the best possible rate and product for your needs. With access to independent advice our brokers can explore the whole of the marketplace on your behalf to enable you to secure the best possible deal without the need to spend potentially £100s on unnecessary broker related fees. 

Absolutely no broker fees

Getting the right advice for your mortgage in North Wales can at times prove stressful enough without the added financial burden of having to pay for it. Fee-free brokers offer mortgage advice without charging clients directly as, like all brokers, are paid a commission from lenders when your mortgage completes. This arrangement enables you to access professional advice and recommendation without any cost commitment with your mortgage adviser. At Chesterton Grant Mortgages, you can be assured that our entire mortgage advice service will cost you nothing.

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Re-mortgage – a win-win opportunity 

Remortgaging can be used to obtain a better deal, or simply a way of releasing some of the equity held in your property. You can potentially secure an offer up to 6 months before your current mortgage deal comes to an end, although nearer the time of completion (up to1 month before) should market conditions have changed in your favour, we will again advise you of your best options.

Access to whole of market for competitive deals

With the ability to access the whole of market, your mortgage advisor can find the most suitable mortgage deal that meets with your current needs and circumstances from the hundreds of possible options available in the marketplace. You can be confident that from the wide choice on offer in the marketplace, your mortgage deal is the most suitable and cost-effective solution for your unique situation. 

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Fully independent mortgage advice

When a mortgage advisor has no affiliations to any specific lenders, prioritising your interests can be put first. You advisor can find you the best mortgage options to meet your current needs & circumstances. When a Mortgage Advisor is tied to a specific pool of lenders, it can restrict which mortgage products they offer you as they have a limited market to choose from. 

Your mortgage

The team at Chesterton Grant can help source a wide range of mortgages:

        1.  Residential Mortgages in North Wales

        2.  Remortgages in North Wales

        3.  First Time Buyers in North Wales

        4.  Home Movers in North Wales

        5.  Employed or Self Employed

        6.  Help to Buy/ New Build in North Wales

        7.  Buy to Let  in North Wales

        8.  Second Charge Loans in North Wales

        9.  And more……


‘As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments’


‘Some types of buy to let mortgages are not regulated by the Financial Conduct Authority’

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  • What are the benefits of using a broker who can access whole of market when getting a mortgage

    Using a broker with access to the whole market offers numerous advantages when securing a mortgage. Brokers can provide impartial advice, ensuring you find the most suitable deal tailored to your unique financial circumstances. With access to a wide range of lenders and products they can offer more options than traditional banks, potentially leading to better terms and lower rates. Additionally, brokers can navigate complex mortgage processes, saving you time and hassle while guiding you through every step of the journey to homeownership. Ultimately, working with a broker who has access to the whole marketplace can increase your chances of finding the most suitable  mortgage solution to meet your needs and circumstances.

  • What does being ‘independent’ actually mean?

    Being an independent mortgage broker means not being tied to any specific lender or financial institution. Instead, independent brokers have the freedom to search the whole of the market for potential mortgage products, ensuring that clients receive impartial advice and access to a wide range of options. This independence allows brokers to prioritise the client's best interests, offering tailored solutions that meet their unique needs and financial goals. By remaining unbiased and transparent, independent brokers provide clients with peace of mind, knowing they are receiving unbiased guidance to secure the most suitable mortgage deal available.

  • How is it possible to get fee-free mortgage advice?

    Fee-free mortgage advice is possible when working with brokers who only earn commission from lenders rather than those that earn a combination of both commission from the lenders and who charge clients directly. These brokers, often termed as "fee-free" or "commission-based," offer their expertise without additional advice costs being levied on to the borrower. 

    By leveraging their relationships with lenders, they can secure competitive deals while ensuring clients receive unbiased guidance and advice tailored to their needs. This approach allows borrowers to access professional mortgage advice without worrying about additional advice fees adding to the overall cost.

Navigating a complex financial landscape

In the face of currently escalating living costs and interest rates, Chesterton Grant Mortgage can help you navigate the complex financial landscape. Our mortgage team can both research and identify tailored solutions to help alleviate your stress without compromise. With careful analysis and a holistic approach, our advisors help facilitate a smoother path towards obtaining a mortgage.

 Always contactable and flexible but also solve any problems encountered along the way.

  • About North Wales

    Unveiling North Wales: A Land of Adventure, History and Beauty

    North Wales, cradled in the northwestern corner of Britain, is a region sculpted by dramatic landscapes, steeped in rich history, and alive with a vibrant culture. From the towering peaks of Snowdonia National Park to the windswept shores of the Irish Sea, North Wales offers a captivating tapestry of experiences for every traveller.


    A Landscape of Epic Proportions

    Snowdonia National Park, affectionately nicknamed "Eryri" in Welsh, stands as the crown jewel of North Wales. Encompassing over 800 square miles, it's a haven for outdoor enthusiasts. Hikers can conquer the mighty Mount Snowdon, the highest peak in Wales, or explore a network of trails that weave through valleys, past cascading waterfalls, and around serene lakes. Mountain bikers carve their paths along challenging single tracks, while adrenaline seekers can test their mettle with zip lines, white water rafting, and rock climbing adventures.


    Beyond Snowdonia, North Wales boasts further scenic splendour. The Clwydian Range and Dee Valley Area of Outstanding Natural Beauty is a paradise for walkers and cyclists, offering gentle rolling hills, hidden valleys, and dramatic limestone outcrops. 


    The Isle of Anglesey, separated from the mainland by the Menai Strait, is a microcosm of natural wonders, with its windswept beaches, dramatic cliffs, and ancient standing stones whispering tales of a bygone era.


    A Journey Through Time

    North Wales is a living testament to its rich and turbulent past. Scattered across the landscape are imposing castles, silent sentinels guarding the region for centuries. 

    Conwy Castle, a UNESCO World Heritage Site, stands proudly with its imposing towers and battlements overlooking the harbour. Caernarfon Castle, another UNESCO treasure, boasts a formidable presence, its polygonal towers a reminder of its role in Edward I's iron grip on Wales. History buffs can delve deeper at Beaumaris Castle, an unfinished masterpiece showcasing the pinnacle of medieval military architecture.

    Beyond castles, North Wales unveils a wealth of historical gems. Plas Mawr, a magnificent Elizabethan townhouse in Conwy, transports visitors back to a time of grandeur. The National Slate Museum in Llanberis delves into the region's industrial heritage, showcasing the backbreaking work and ingenuity involved in slate quarrying. For a touch of mystery, explore the Great Orme, a limestone headland near Llandudno, home to Bronze Age copper mines and a network of fascinating tunnels.


    A Celebration of Culture

    The soul of North Wales lies in its vibrant culture, where the Welsh language and traditions continue to thrive. In the rolling hills and valleys, the lilting tones of Welsh fill the air, a testament to the enduring spirit of the nation. Dotted throughout the region are traditional Welsh pubs, perfect for sampling a pint of local ale and indulging in hearty dishes like cawl (a slow-cooked stew) or bara brith (a fruity tea loaf). Throughout the year, villages host lively festivals celebrating music, dance, and local produce. The annual Eisteddfod, a festival of Welsh language and culture, is a highlight, showcasing poetry, music, and traditional crafts.


    A Taste of Adventure

    Adventure beckons in every corner of North Wales. For the thrill-seeker, the options are endless. Zip World Titan, the fastest zip line in Europe, hurls riders across a vast quarry, while Bounce Below offers a subterranean playground of trampolines within a disused slate mine. Surfing enthusiasts can catch waves at beaches like Llandudno and Tywyn, while kayakers and paddleboarders can explore the sheltered coves of Anglesey. If you prefer a slower pace, take a scenic ride on the Snowdon Mountain Railway, a steam-powered marvel that chugs its way to the summit of Snowdon.


    Beyond the Tourist Trail

    For those seeking a more off-the-beaten-track experience, North Wales offers hidden gems waiting to be discovered. Venture to the Isle of Anglesey to explore the dramatic coastline of South Stack Cliffs, a haven for nesting seabirds. Take a boat trip to spot dolphins and porpoises frolicking in the Irish Sea. Explore the charming market towns of Denbigh and Bala, bustling with local shops and cafes. Hike through the lesser-known Cadair Idris mountain range, a place of myths and legends.


    A Land Steeped in Hospitality

    North Wales welcomes visitors with open arms. Quaint villages offer cosy B&Bs and traditional inns, while larger towns boast modern hotels and self-catering cottages. Foodies can indulge in award-winning restaurants serving fresh, locally-sourced produce. Warm Welsh hospitality shines through in every encounter, ensuring a memorable and comfortable stay.


    A Place to Escape and Unwind

    Whether you seek an adrenaline-pumping adventure or a tranquil escape, North Wales offers a haven for relaxation. Picture yourself nestled in a cosy pub by a crackling fire, enjoying a pint of local ale after a day exploring the mountains. Alternatively, unwind on a sandy beach, listening to the soothing rhythm of the waves lapping at the shore. Breathe in the fresh air, invigorated by the scent of pine and heather. North Wales offers the perfect antidote to the stresses of everyday life.


    A Destination for All Seasons

    North Wales' beauty unfolds throughout the year. Spring brings a vibrant display of wildflowers carpeting the valleys, while summer bathes the landscape in long, golden days. Autumn paints the mountains in a palette of fiery reds and golden yellows, perfect for scenic hikes. Winter transforms the region into a wonderland, with snow-capped peaks and crisp, invigorating air. Each season offers a unique perspective on North Wales' magic.

    Planning Your North Wales Adventure

    North Wales is easily accessible by train, road, or even ferry. Several major airports, including Manchester and Liverpool, serve the region. Once you arrive, a network of buses and trains connects the main towns and villages, while renting a car allows for the freedom to explore at your own pace. Accommodation options cater to all budgets and preferences, from cosy campsites to luxurious hotels.


    A Lasting Impression

    North Wales is a destination that lingers long after you've left. It's a place where the dramatic landscapes leave you breathless, the rich history sparks your imagination, and the vibrant culture warms your heart. Whether you're an adrenaline junkie, a history buff, or simply seeking a peaceful escape, North Wales has something to offer everyone. So pack your bags, embrace the adventure, and discover the magic of North Wales for yourself.