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Independent, Fee Free Mortgage Advice in Richmond upon Thames, London from Our Expert Mortgage Brokers and Advisors

Welcome to Chesterton Grant Mortgages, your trusted partner for fee-free mortgage advice in Richmond upon Thames. Our experienced advisors provide tailored guidance to help you navigate the vibrant Richmond property market, whether you’re a first-time buyer, landlord, or seeking to remortgage.

Local Property Market Insights


Property Trends in Richmond upon Thames, London

Richmond upon Thames is renowned for its stunning green spaces, riverside views, and family-friendly atmosphere. Below are key insights into the local property market:

  • Average Property Prices: The average property price in Richmond is approximately £1 million, with premium properties in areas like Richmond Hill exceeding several million.
  • Market Trends: The area remains a favourite among families and professionals seeking a balance between city access and suburban tranquillity.

Breakdown of Property Types and Prices in Richmond upon Thames, London

Property Type Typical Price Range (£)
Flats 450,000 - 1,500,000
Terraced Houses 900,000 - 2,500,000
Semi-Detached Homes 1,000,000 - 3,000,000
Detached Homes 2,500,000 and above

Richmond features a mix of period properties, modern flats, and luxury riverside developments, catering to a variety of buyers.

Richmond Upon Thames' property prices are high due to its desirable riverside location, excellent schools, and good transport links to central London.

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Average house price in Richmond upon Thames was £745,000 in November 2024



The provisional average house price in Richmond upon Thames in November 2024 was £745,000. This was in line with the average of £737,000 in November 2023 (revised), a 1.0% change.

Annual change in house prices in Richmond upon Thames

Across London, the average house price in November 2024 was £511,000, which was in line with a year earlier (£512,000).

This meant that, in November 2024, Richmond upon Thames had the fourth highest average house price in London.

In the year to November 2024, the average price for terraced properties in Richmond upon Thames rose by 2.4%, while the average price for detached properties decreased by 2.7%.

Change in house price by type of property in Richmond upon Thames

Mortgage Options and Advice for Richmond upon Thames, London


Types of Mortgages Available

  • Fixed-Rate Mortgages: Perfect for buyers seeking predictable repayments.
  • Tracker Mortgages: Suitable for those who can manage interest rate fluctuations.
  • Buy-to-Let Mortgages: Designed for landlords investing in Richmond’s lucrative rental market.
  • High-Value Mortgages: Tailored solutions for properties exceeding £1 million.


Key Considerations

  • Affordability: Properties in Richmond often require deposits ranging from 15% to 25% of the purchase price.
  • Loan-to-Value (LTV): Bespoke LTV arrangements are common for premium properties.
  • Local Knowledge: Expertise in Richmond’s neighbourhoods, such as Kew and Twickenham, is crucial for finding the right mortgage.


Why Choose Fee-Free Mortgage Advice?

With Chesterton Grant’s fee-free mortgage advice, you’ll receive expert support without additional costs. We focus on finding the best deals and simplifying the mortgage process, so you can concentrate on securing your dream home.


Other Services Offered by Chesterton Grant

In addition to mortgage advice, we provide:

  • Remortgaging Advice: Helping you switch to better deals or release equity.
  • Insurance Advice: Covering life insurance, income protection, and home insurance.
  • Buy-to-Let Expertise: Tailored advice for landlords.

‘As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments’


‘Some types of buy to let mortgages are not regulated by the Financial Conduct Authority’


FAQs About Mortgages in  Richmond upon Thames, London

  • What deposit size is ideal for buying a property in Richmond upon Thames?

    An ideal deposit in Richmond is typically between 20% and 25% of the property price. In highly competitive neighbourhoods like Richmond Hill, a larger deposit can strengthen your application and potentially reduce your interest rate. This provides greater flexibility when choosing a mortgage and increases the likelihood of lender approval.

  • Are there specific mortgages for properties near Richmond Park?

    Yes, Chesterton Grant can help you secure bespoke mortgage products for premium properties near Richmond Park. These properties often fall into the high-value category, requiring tailored financial solutions. Our advisors work with specialist lenders to offer competitive deals, ensuring the mortgage suits your lifestyle and long-term goals.

  • Why is Richmond upon Thames considered a strong investment area?

    Richmond’s property market is highly sought after due to its unique combination of suburban tranquillity and proximity to central London. The area boasts excellent schools, a vibrant local community, and iconic green spaces like Kew Gardens and Richmond Park. Properties here typically hold their value well and often experience long-term appreciation, making Richmond a sound choice for both homeowners and investors.

  • How long does a buy-to-let mortgage take in Richmond?

    Securing a buy-to-let mortgage in Richmond can take 6 to 10 weeks, depending on the lender and property specifics. This process involves additional checks, such as rental income assessments and property valuation. Chesterton Grant’s advisors streamline this process by managing all communications with the lender and ensuring your application meets the necessary criteria.

  • What are the advantages of fee-free mortgage advice in Richmond upon Thames?

    Fee-free advice saves you money while offering access to expert guidance tailored to Richmond’s property market. At Chesterton Grant, we provide impartial recommendations by comparing mortgages across a wide range of lenders. Our local expertise allows us to anticipate market trends and offer insights specific to Richmond’s unique property landscape, ensuring a smooth and cost-effective experience.

Why Choose Chesterton Grant?

Local Expertise: In-depth knowledge of Richmond Upon Thame’s property market.

Transparent Service: No hidden costs or fees.

Customer Focus: Tailored mortgage solutions to suit your needs.

Navigating a complex financial landscape

In the face of currently escalating living costs and interest rates, Chesterton Grant Mortgage can help you navigate the complex financial landscape. Our mortgage team can both research and identify tailored solutions to help alleviate your stress without compromise. With careful analysis and a holistic approach, our advisors help facilitate a smoother path towards obtaining a mortgage.

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 Always contactable and flexible but also solve any problems encountered along the way.

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