Independent, Fee Free Mortgage Advice in Barnet, North London, from Our Expert Mortgage Brokers and Advisors


Looking to buy a home or invest in property in Barnet? At Chesterton Grant, we offer expert fee free mortgage advice in Barnet, tailored to your goals—whether you're purchasing your first home, remortgaging, or expanding your buy-to-let portfolio.

We understand that finding the right mortgage deal can feel complex and time-consuming, especially in a borough as diverse and desirable as Barnet. That’s why we’re here to guide you every step of the way—without charging you a broker fee.


Best Areas to Buy a Property in Barnet


Introduction to Barnet


The London Borough of Barnet is one of the capital’s largest boroughs by population and area, located in North London. It offers a unique blend of suburban tranquillity and city convenience. With excellent transport links, a strong educational infrastructure, and access to green spaces, Barnet is a top choice for families, professionals, and investors alike. The borough comprises a rich mix of historic villages, modern developments, and leafy residential enclaves.


Overview of the Barnet Property Market


According to data from the Office for National Statistics (ONS), average house prices in Barnet have remained consistently higher than the London average, reflecting strong demand. As of the latest figures (ONS, UK House Price Index), average property prices in Barnet stand at approximately £570,000. Detached homes and large period properties can reach £1 million or more, particularly in desirable neighbourhoods such as Arkley and Hadley Wood.


There is a diverse mix of housing stock in the borough, from Victorian terraces and 1930s semis to modern flats and purpose-built developments, appealing to a wide range of buyers.


Factors Influencing Property Value in Barnet


Transport Links

Barnet is well-connected by the Northern and Piccadilly Underground lines, Thameslink services, and several major road routes including the M1, A1 and North Circular. This makes it ideal for commuters travelling into central London or across the South East.

Parking

Residential parking is available throughout most areas, and many houses include off-street parking or driveways. Controlled Parking Zones (CPZs) exist in busier neighbourhoods, and parking permits are managed by Barnet Council.

Education

Barnet is known for its excellent education provision, with a large number of 'Outstanding' rated primary and secondary schools (Ofsted). Schools such as Queen Elizabeth's School for Boys regularly rank among the top state schools nationally.

Green Spaces

There are over 200 parks and open spaces in Barnet. Notable examples include Hampstead Heath Extension, Trent Park, and the Dollis Valley Greenwalk, providing abundant space for leisure and outdoor activities.

Local Amenities

Barnet offers a wide range of shopping areas, restaurants, cafes, sports facilities, libraries, and healthcare centres. Major shopping hubs include Brent Cross Shopping Centre and The Spires in High Barnet.

Community and Lifestyle

The borough benefits from a strong community spirit and diverse population. Areas such as East Barnet and Friern Barnet host regular events, farmers markets and local festivals, contributing to the borough’s family-friendly reputation.

Crime Statistics

According to Metropolitan Police data, crime rates in Barnet are among the lower half of all London boroughs. The borough benefits from relatively low levels of violent crime and anti-social behaviour, particularly in residential suburbs.

Property Market Trends and Future Outlook


Barnet continues to perform well in the London property market, buoyed by strong demand from families, professionals, and buy-to-let investors. Recent government housing statistics indicate ongoing investment in transport and housing infrastructure, supporting long-term growth.

With its mix of excellent schools, transport links, green spaces, and housing options, Barnet is expected to remain a highly desirable area. For investors, yields remain attractive in areas with high rental demand like New Barnet and East Barnet. For homeowners, districts such as High Barnet and Arkley offer long-term value and quality of life.


Ready to Move Forward?

Whether you're buying a home to live in or planning to invest, Chesterton Grant is here to make your mortgage journey simple and cost-effective. Book your free consultation today and discover how much you could borrow—with zero broker fees. Contact Us


Why Choose Fee Free Mortgage Advice in Barnet?


Our Barnet mortgage service is designed to make your journey easier, faster, and more transparent. Here’s what makes us different:


  • No broker fees – ever.
  • Whole-of-market access – we compare thousands of mortgage deals from across the market, including high street banks and specialist lenders.
  • Tailored advice – we take the time to understand your goals, whether you’re buying to live or to let.
  • Local expertise – we know Barnet inside-out and can advise based on your lifestyle, preferred location, and long-term investment plans.
  • Streamlined process – we handle all the paperwork and liaise with lenders on your behalf to save you time and stress.


Whether you're a high-earning professional looking for your dream home, or an investor interested in Barnet’s strong rental market, we’ll help you find the right mortgage at the right rate.

Free Mortgage Advice in Brent

DISCLAIMER:
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments.

Some types of buy to let mortgages are not regulated by the Financial Conduct Authority.


FAQs About Buying a Property in  Barnet, London

  • Is Barnet a good place to invest in property?

    Yes, Barnet remains one of London’s most desirable residential boroughs. With strong demand for both rental and owner-occupied properties, excellent transport links, outstanding schools, and numerous green spaces, Barnet is an attractive area for property investors and homebuyers alike.

  • What are the best areas to buy a property in Barnet?

    Best areas to buy a property in Barnet are:


    High Barnet

    Historic charm with a village feel, High Barnet features period homes, a bustling high street, and access to the Northern Line. Popular with families due to strong local schools and green spaces. Typical properties include Edwardian and Victorian houses, with prices ranging from £600,000 for terraces to over £1.5 million for detached homes.


    East Barnet

    East Barnet offers a family-friendly atmosphere with excellent local schools, nearby parks, and strong community ties. Housing includes 1930s semis and more recent developments. Property prices are generally lower than neighbouring areas, with average homes priced between £500,000 and £700,000.


    New Barnet

    A convenient option for professionals, New Barnet benefits from rail connections to King’s Cross and Moorgate. There’s a mix of modern flats, post-war semis, and townhouses. Prices typically range from £400,000 to £650,000, with flats starting around £300,000.


    Friern Barnet

    Known for its quieter suburban feel, Friern Barnet has a mix of Victorian terraces and purpose-built flats. It offers good access to green spaces and transport links. Suitable for families and first-time buyers, with prices from £450,000 upwards.


    Cockfosters

    Bordering Enfield, Cockfosters is a leafy area near Trent Park, with diverse restaurants and a relaxed lifestyle. Property ranges from Art Deco flats to large detached homes. Prices vary significantly, from £450,000 for smaller homes to over £1.2 million in exclusive pockets.


    Southgate

    Popular with families and students alike, Southgate is well-served by the Piccadilly Line. It offers a mix of flats, semis and detached homes. Barnet and Southgate College is located here, adding to the area's vibrancy. Typical house prices range from £500,000 to £900,000.


    Palmers Green

    Palmers Green is a green and diverse suburb with strong transport links and amenities. It offers Edwardian properties, purpose-built flats, and some new developments. Average house prices range from £500,000 to £750,000.


    Arkley

    A picturesque and tranquil location, Arkley offers high-end, detached period and modern homes. It’s ideal for buyers seeking privacy and space, with prices often exceeding £1.5 million.


    North Finchley

    A busy shopping and residential area with Northern Line access. Offers a variety of homes including Victorian houses, flats, and townhouses. Property prices typically fall between £500,000 and £800,000.


    Woodside Park

    A quiet and leafy residential neighbourhood with good schools and local amenities. Housing includes 1930s semis and detached homes. Prices range from £600,000 to over £1 million depending on size and condition.

  • Are there affordable areas to buy property in Barnet?

    While Barnet is generally an affluent borough, areas like New Barnet, East Barnet, and Friern Barnet offer relatively more affordable property options compared to High Barnet or Arkley. Prices vary depending on property type, size, and location.

  • What types of mortgages can I access in Barnet?

    We can help you secure a wide range of mortgages depending on your needs and financial situation, including:


    First-time buyer mortgages


    Remortgages


    Buy-to-let mortgages


    Help to Buy and Shared Ownership mortgages


    Mortgages for self-employed applicants


    Specialist mortgages for high-net-worth individuals

  • Can I get a mortgage in Barnet if I am self-employed?

    Absolutely. Many of our clients in Barnet are self-employed professionals or business owners. We can help you find lenders who understand self-employed income structures and offer flexible mortgage solutions.

  • How much can I borrow for a mortgage in Barnet?

    The amount you can borrow typically depends on your income, outgoings, credit history, and the lender’s criteria. Our mortgage advisors will carry out an affordability assessment and help you understand how much you could borrow based on your circumstances.

  • How long does the mortgage process take?

    Typically, a mortgage application in Barnet can take between 4 to 8 weeks from application to completion, depending on the lender, your documentation, and the complexity of your case. Our team works hard to keep things moving smoothly and quickly.


Navigating a complex financial landscape

In the face of currently escalating living costs and interest rates, Chesterton Grant Mortgage can help you navigate the complex financial landscape. Our mortgage team can both research and identify tailored solutions to help alleviate your stress without compromise. With careful analysis and a holistic approach, our advisors help facilitate a smoother path towards obtaining a mortgage.

 Always contactable and flexible but also solve any problems encountered along the way.