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Independent, fee free mortgage advisors in Flintshire

Securing the ideal mortgage in Flintshire requires confidence in your decision, ensuring the best rate and product tailored to your unique needs. Our independent brokers meticulously explore the entire market, allowing you to secure the most competitive deal without incurring hundreds of pounds in unnecessary broker fees

Zero Broker Fees: Expert Advice at No Cost

The mortgage process can be stressful enough without the added financial strain of paying for advice. Fee-free brokers in Flintshire provide expert guidance without charging clients directly, as they receive a commission from lenders upon completion of your mortgage. This arrangement grants you access to professional expertise and recommendations with no upfront cost.


Rest assured, Chesterton Grant Mortgages offers a completely free mortgage advice service.

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Remortgaging: Unlock Opportunities in Flintshire

Remortgaging in Flintshire presents a chance to secure a better deal or release equity from your property. We can help you secure an offer up to six months before your current deal expires. As your completion date nears (up to one month before), we will reassess your options in case market conditions have shifted in your favour.

Whole-of-Market Access: Competitive Deals for You

With access to the entire market, our mortgage advisors can navigate the vast array of options to pinpoint the most suitable mortgage deal for your specific circumstances. You can trust that, from the wide range of choices available, your mortgage solution is the most fitting and cost-effective for your unique situation.

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Truly Independent Mortgage Advice in Flintshire

Our advisors have no ties to any specific lenders, allowing them to prioritise your interests above all else. Whether you're employed or self-employed, a first-time buyer, home mover, or seeking a buy-to-let mortgage, we can find the best mortgage options to match your current needs and circumstances.

Your Mortgage, Our Expertise

The team at Chesterton Grant can help source a wide range of mortgages:

        1.  Residential Mortgages in Flintshire

        2.  Remortgages in Flintshire

        3.  First Time Buyers in Flintshire

        4.  Home Movers in Flintshire

        5.  Employed or Self Employed

        6.  Help to Buy/ New Build in Flintshire

        7.  Buy to Let  in Flintshire

        8.  Second Charge Loans in Flintshire

        9.  And more……


‘As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments’


‘Some types of buy to let mortgages are not regulated by the Financial Conduct Authority’

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  • What are the benefits of using a broker who can access whole of market when getting a mortgage

    Using a broker with access to the whole market offers numerous advantages when securing a mortgage. Brokers can provide impartial advice, ensuring you find the most suitable deal tailored to your unique financial circumstances. With access to a wide range of lenders and products they can offer more options than traditional banks, potentially leading to better terms and lower rates. Additionally, brokers can navigate complex mortgage processes, saving you time and hassle while guiding you through every step of the journey to homeownership. Ultimately, working with a broker who has access to the whole marketplace can increase your chances of finding the most suitable  mortgage solution to meet your needs and circumstances.

  • What does being ‘independent’ actually mean?

    Being an independent mortgage broker means not being tied to any specific lender or financial institution. Instead, independent brokers have the freedom to search the whole of the market for potential mortgage products, ensuring that clients receive impartial advice and access to a wide range of options. This independence allows brokers to prioritise the client's best interests, offering tailored solutions that meet their unique needs and financial goals. By remaining unbiased and transparent, independent brokers provide clients with peace of mind, knowing they are receiving unbiased guidance to secure the most suitable mortgage deal available.

  • How is it possible to get fee-free mortgage advice?

    Fee-free mortgage advice is possible when working with brokers who only earn commission from lenders rather than those that earn a combination of both commission from the lenders and who charge clients directly. These brokers, often termed as "fee-free" or "commission-based," offer their expertise without additional advice costs being levied on to the borrower. 

    By leveraging their relationships with lenders, they can secure competitive deals while ensuring clients receive unbiased guidance and advice tailored to their needs. This approach allows borrowers to access professional mortgage advice without worrying about additional advice fees adding to the overall cost.

Navigating a complex financial landscape

In the face of currently escalating living costs and interest rates, Chesterton Grant Mortgage can help you navigate the complex financial landscape. Our mortgage team can both research and identify tailored solutions to help alleviate your stress without compromise. With careful analysis and a holistic approach, our advisors help facilitate a smoother path towards obtaining a mortgage.

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 Always contactable and flexible but also solve any problems encountered along the way.

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  • The Property Market & Mortgages in Flintshire

    Flintshire, nestled on the north-eastern coast of Wales, is a captivating blend of history, natural beauty, and modern living. Known for its charming towns like Mold, the county town, and the seaside resort of Prestatyn, Flintshire offers a diverse range of housing options to suit various needs and budgets. From quaint cottages in rural villages to contemporary apartments in bustling towns, the property market caters to a wide spectrum of tastes.


    In recent years, Flintshire's housing market has experienced a notable surge in demand, with property prices steadily increasing. As of March 2024, the average house price in the county stood at £222,000, reflecting a 3.7% annual growth, outpacing the national average increase of 1.3%. This upward trend is driven by several factors, including the county's growing economy, improved transport links, and a desirable quality of life.


    For those seeking to enter the property market in Flintshire, a range of mortgage options are available. Independent, fee-free mortgage advisors can play a crucial role in navigating the complexities of the process, ensuring buyers secure the most suitable and cost-effective deals. These advisors, often based locally, possess in-depth knowledge of the Flintshire housing market and can offer tailored guidance to meet individual needs.


    One notable trend in the Flintshire mortgage market is the increasing popularity of remortgaging. Homeowners are taking advantage of historically low interest rates to secure better deals, reduce monthly payments, or release equity for home improvements or other financial goals. Remortgaging can be a valuable tool for homeowners looking to optimise their financial situation and make the most of their property investment.


    The local economy plays a significant role in shaping the housing market in Flintshire. With a diverse range of industries, including manufacturing, tourism, and agriculture, the county offers ample employment opportunities, attracting a growing workforce and fuelling demand for housing. Additionally, the county's well-regarded schools, healthcare facilities, and leisure amenities contribute to its appeal, making it an attractive location for families and professionals alike.


    To summarise, Flintshire's housing market presents a dynamic and ever-evolving landscape, with a range of opportunities for buyers and investors. Whether you're a first-time buyer, a seasoned homeowner, or a property investor, understanding the local market trends and seeking expert advice can be instrumental in making informed decisions and achieving your property goals in this vibrant and welcoming county.

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