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Fee-Free Mortgage Advisors in Chester:
Your Independent Mortgage Experts

Are you searching for a mortgage in Chester? We understand that securing the right mortgage can be a daunting task. Our goal is to provide you with the reassurance that you're making an informed decision, securing the best possible interest rate and mortgage product tailored to your individual needs.

Why Choose Us?

  • Truly Independent: We're not tied to any specific lenders, so our priority is finding the ideal mortgage for you from the entire market. This means we can access hundreds of potential options, ensuring your mortgage is the most suitable and cost-effective solution for your unique circumstances.
  • Entirely Fee-Free: Our expert advice comes at no cost to you. We believe that accessing professional mortgage guidance shouldn't be a financial burden. We are compensated by lenders upon successful completion of your mortgage, ensuring you receive impartial advice without any hidden fees.
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01244 526888
INFO@CHESTERTONGRANT.CO.UK
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Your Re-mortgage Advantage

Considering remortgaging your Chester property? It's a fantastic opportunity to secure a more favourable interest rate or unlock some of your home's equity. We can help you explore your options and potentially secure a new deal up to six months before your current mortgage term expires.

Whole-of-Market Access: Competitive Deals for You

With access to the entire market, our mortgage advisors can navigate the vast array of options to pinpoint the most suitable mortgage deal for your specific circumstances. You can trust that, from the wide range of choices available, your mortgage solution is the most fitting and cost-effective for your unique situation.

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Independent Mortgage Advice in Chester

Our advisors have no ties to any specific lenders, allowing them to prioritise your interests above all else. Whether you're employed or self-employed, a first-time buyer, home mover, or seeking a buy-to-let mortgage, we can find the best mortgage options to match your current needs and circumstances.

Your Mortgage Needs, Met!

Our Chesterton Grant team is equipped to assist with a wide range of mortgage needs in Chester:

  •  Residential Mortgages
  • Re-mortgages
  • First-Time Buyer Mortgages
  • Home Mover Mortgages
  • Mortgages for Employed and Self-Employed
  • Help to Buy/New Build Mortgages
  • Buy-to-Let Mortgages
  • Second Charge Loans

...and much more!


‘As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments’


‘Some types of buy to let mortgages are not regulated by the Financial Conduct Authority’

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  • What are the benefits of using a broker who can access whole of market when getting a mortgage

    Using a broker with access to the whole market offers numerous advantages when securing a mortgage. Brokers can provide impartial advice, ensuring you find the most suitable deal tailored to your unique financial circumstances. With access to a wide range of lenders and products they can offer more options than traditional banks, potentially leading to better terms and lower rates. Additionally, brokers can navigate complex mortgage processes, saving you time and hassle while guiding you through every step of the journey to homeownership. Ultimately, working with a broker who has access to the whole marketplace can increase your chances of finding the most suitable  mortgage solution to meet your needs and circumstances.

  • What does being ‘independent’ in mortgage industry actually mean?

    Being an independent mortgage broker means not being tied to any specific lender or financial institution. Instead, independent brokers have the freedom to search the whole of the market for potential mortgage products, ensuring that clients receive impartial advice and access to a wide range of options. This independence allows brokers to prioritise the client's best interests, offering tailored solutions that meet their unique needs and financial goals. By remaining unbiased and transparent, independent brokers provide clients with peace of mind, knowing they are receiving unbiased guidance to secure the most suitable mortgage deal available.

  • How is it possible to get fee-free mortgage advice?

    Fee-free mortgage advice is possible when working with brokers who only earn commission from lenders rather than those that earn a combination of both commission from the lenders and who charge clients directly. These brokers, often termed as "fee-free" or "commission-based," offer their expertise without additional advice costs being levied on to the borrower. 

    By leveraging their relationships with lenders, they can secure competitive deals while ensuring clients receive unbiased guidance and advice tailored to their needs. This approach allows borrowers to access professional mortgage advice without worrying about additional advice fees adding to the overall cost.

Navigating a complex financial landscape

In the face of currently escalating living costs and interest rates, Chesterton Grant Mortgage can help you navigate the complex financial landscape. Our mortgage team can both research and identify tailored solutions to help alleviate your stress without compromise. With careful analysis and a holistic approach, our advisors help facilitate a smoother path towards obtaining a mortgage.

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 Always contactable and flexible but also solve any problems encountered along the way.

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  • The Property Market & Mortgages in Chester

    Chester, a captivating city nestled in the heart of Cheshire, boasts a rich history that dates back to Roman times. With its well-preserved medieval walls, charming Tudor-style buildings, and iconic Eastgate Clock, Chester offers a delightful blend of old-world charm and modern vibrancy. The city's unique Rows, two-tiered shopping galleries, provide a distinctive shopping experience, while the River Dee offers picturesque walks and boat trips.


    The housing market in Chester reflects its desirability as a place to live. With its strong economy, excellent transport links to major cities like Manchester and Liverpool, and abundance of cultural and leisure activities, Chester attracts a diverse range of buyers. The city's property market comprises a mix of historic period properties, modern apartments, and family homes, catering to a variety of tastes and budgets.


    The average house price in Chester has seen steady growth in recent years, driven by factors such as high demand and limited supply. According to recent data from the Office for National Statistics (ONS), the average house price in the wider Cheshire West and Chester area was £265,000 in March 2024, showing a slight increase from the previous year. However, it's important to note that prices can vary significantly depending on the specific location, property type, and condition.


    Mortgage rates in the UK have been fluctuating, and it's advisable to consult with a mortgage advisor for the most up-to-date information. Several factors influence mortgage rates, including the Bank of England's base rate, the lender's own criteria, and the borrower's individual circumstances.


    Chester presents a compelling proposition for those seeking a home in a historic and vibrant city. Its unique character, combined with a strong economy and excellent amenities, make it a sought-after location for buyers. However, like any property market, it's crucial to do thorough research and seek professional advice to make informed decisions.

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